<?xml version="1.0" encoding="UTF-8"?><rss version="2.0"
	xmlns:content="http://purl.org/rss/1.0/modules/content/"
	xmlns:wfw="http://wellformedweb.org/CommentAPI/"
	xmlns:dc="http://purl.org/dc/elements/1.1/"
	xmlns:atom="http://www.w3.org/2005/Atom"
	xmlns:sy="http://purl.org/rss/1.0/modules/syndication/"
	xmlns:slash="http://purl.org/rss/1.0/modules/slash/"
	>

<channel>
	<title>Coach Ema</title>
	<atom:link href="https://coachema.com/category/income-strategies/feed/" rel="self" type="application/rss+xml" />
	<link>https://coachema.com</link>
	<description>Your Guide to a Balanced and Thriving Life.</description>
	<lastBuildDate>Fri, 13 Jul 2018 03:26:34 +0000</lastBuildDate>
	<language>en-US</language>
	<sy:updatePeriod>
	hourly	</sy:updatePeriod>
	<sy:updateFrequency>
	1	</sy:updateFrequency>
	<generator>https://wordpress.org/?v=6.9.1</generator>

<image>
	<url>https://mlov7vnafufb.i.optimole.com/cb:lYXc.84f/w:32/h:32/q:mauto/ig:avif/dpr:2/https://coachema.com/wp-content/uploads/2015/05/cropped-IMG_2439.jpg</url>
	<title>Coach Ema</title>
	<link>https://coachema.com</link>
	<width>32</width>
	<height>32</height>
</image> 
<site xmlns="com-wordpress:feed-additions:1">78994823</site>	<item>
		<title>Research Tools For Moving Out Of State</title>
		<link>https://coachema.com/research-tools-moving-out-of-state/</link>
					<comments>https://coachema.com/research-tools-moving-out-of-state/#respond</comments>
		
		<dc:creator><![CDATA[2ema@comcast.net]]></dc:creator>
		<pubDate>Thu, 12 Jul 2018 17:52:58 +0000</pubDate>
				<category><![CDATA[Building Wealth]]></category>
		<category><![CDATA[Health Self Care]]></category>
		<category><![CDATA[Moving Out Of State]]></category>
		<category><![CDATA[Research Tools]]></category>
		<guid isPermaLink="false">https://coachema.com/?p=1858</guid>

					<description><![CDATA[<p>Research Tools For Moving Out Of State Here are some research tools for moving out of state. Moving out of state can be expensive and for many people a one-way ticket due to the cost of moving. Here are some tools to use in researching the best options for you. Consider the taxes, air quality, [&#8230;]</p>
<p>The post <a rel="nofollow" href="https://coachema.com/research-tools-moving-out-of-state/">Research Tools For Moving Out Of State</a> appeared first on <a rel="nofollow" href="https://coachema.com">Coach Ema</a>.</p>
]]></description>
										<content:encoded><![CDATA[<figure id="attachment_1867" aria-describedby="caption-attachment-1867" style="width: 300px" class="wp-caption alignright"><a href="https://mlov7vnafufb.i.optimole.com/cb:lYXc.84f/w:auto/h:auto/q:mauto/ig:avif/https://coachema.com/wp-content/uploads/2018/07/were-moving.jpg"><img fetchpriority="high" decoding="async" class="size-medium wp-image-1867" src="https://mlov7vnafufb.i.optimole.com/cb:lYXc.84f/w:300/h:214/q:mauto/ig:avif/https://coachema.com/wp-content/uploads/2018/07/were-moving.jpg" alt="research tools for moving out of state" width="300" height="214" srcset="https://mlov7vnafufb.i.optimole.com/cb:lYXc.84f/w:300/h:214/q:mauto/ig:avif/https://coachema.com/wp-content/uploads/2018/07/were-moving.jpg 300w, https://mlov7vnafufb.i.optimole.com/cb:lYXc.84f/w:768/h:548/q:mauto/ig:avif/https://coachema.com/wp-content/uploads/2018/07/were-moving.jpg 768w, https://mlov7vnafufb.i.optimole.com/cb:lYXc.84f/w:1024/h:731/q:mauto/ig:avif/https://coachema.com/wp-content/uploads/2018/07/were-moving.jpg 1024w, https://mlov7vnafufb.i.optimole.com/cb:lYXc.84f/w:1200/h:857/q:mauto/ig:avif/https://coachema.com/wp-content/uploads/2018/07/were-moving.jpg 1200w" sizes="(max-width: 300px) 100vw, 300px" /></a><figcaption id="caption-attachment-1867" class="wp-caption-text">Moving Out Of State</figcaption></figure>
<h4>Research Tools For Moving Out Of State</h4>
<p>Here are some research tools for moving out of state. Moving out of state can be expensive and for many people a one-way ticket due to the cost of moving. Here are some tools to use in researching the best options for you. Consider the taxes, air quality, weather and weather disasters, cost of living and drug problems along with the overall view of individuals of each state.</p>
<h4><strong>TAXES TAXES TAXES</strong></h4>
<p>Bankrate lists <a href="https://www.bankrate.com/finance/taxes/state-with-no-income-tax-better-or-worse-1.aspx" target="_blank" rel="noopener">states with no income tax</a>, do they really offer a tax break?</p>
<p><strong>Compare Taxes By State</strong></p>
<p>Compare taxes by the state. Here is an example <a href="https://realestatescorecard.com/library/story/taxes/tax-comparison-north-carolina-verses-south-carolina" target="_blank" rel="noopener">comparing North Carolina with South Carolina.</a></p>
<p><strong>Sales Tax Rate By State</strong></p>
<p>Sales <a href="http://www.sale-tax.com/" target="_blank" rel="noopener">tax rate by state</a>.</p>
<p><strong>Map Of States Showing Sales Tax Rates</strong></p>
<p>For a quick view, this <a href="https://www.usatoday.com/story/money/taxes/2018/03/27/states-highest-and-lowest-sales-taxes/452512002/" target="_blank" rel="noopener">map shows the sales tax rates by state</a>.</p>
<h4><strong>AIR QUALITY</strong></h4>
<p>Healthy <a href="http://www.lung.org/our-initiatives/healthy-air/sota/city-rankings/states/california/" target="_blank" rel="noopener">air quality rankings</a> are provided by the lung association.</p>
<h4><strong>WEATHER</strong></h4>
<p><strong>MAP OF THE BEST SUMMERS</strong></p>
<p>Where is the <a href="https://www.bestplaces.net/docs/studies/most_comfortable_summer_cities.aspx" target="_blank" rel="noopener">best summer weather</a> in the USA?</p>
<p><strong>Weather Disaster Avoidance Map</strong></p>
<p>Before considering purchasing your largest asset out of state, consider how you may <a href="http://edawn.org/site-selector/key-industries/attachment/disasteravoidancemap/#iLightbox[postimages]/0" target="_blank" rel="noopener">avoid the largest weather disasters.</a></p>
<p><strong>Extra-Tropical Cyclone</strong></p>
<p>Where do <a href="https://en.wikipedia.org/wiki/Dry_line" target="_blank" rel="noopener">extra-tropical cyclones</a> happen?</p>
<h4><strong>COMPARE COST OF LIVING</strong></h4>
<p>The average cost of living is 100% anything under is below the <a href="https://www.bestplaces.net/cost-of-living/novato-ca/oxnard-ca/50000" target="_blank" rel="noopener">average cost of living</a> and many places are well over the 100%. Marin County, for example, has a cost of living at 208%.</p>
<p><strong>Which States Are Affordable?</strong></p>
<p>Here is a map of the USA <a href="http://charlestondaily.net/cost-of-living-in-charleston-sc-vs-rest-of-the-united-states/" target="_blank" rel="noopener">comparing the cost of living for each state</a>.</p>
<p><strong>DRUGS PROBLEMS BY STATE</strong></p>
<p><a href="https://wallethub.com/edu/drug-use-by-state/35150/" target="_blank" rel="noopener">Drug problems can be found in every state</a>, some states have more problems than others. The District Of Columbia is at the top of the list.</p>
<h4><strong>THE BEAUTY OF NATIONAL PARKS</strong></h4>
<p>Being surrounded by the <a href="http://catolico.info/national-park-map-usa/national-park-map-usa-national-parks-park-national-parks-usa-and-camping-736-x-492-pixels/" target="_blank" rel="noopener">national parks</a> offers beauty and discovery.</p>
<h4><strong>The Largest Industry In Each State By GDP</strong></h4>
<p>It may be helpful to understand the <a href="https://howmuch.net/articles/the-largest-industry-in-each-state-by-gdp" target="_blank" rel="noopener">largest industry in each state</a>.</p>
<h4><strong>Climate Health Of The USA</strong></h4>
<p>Understanding how the <a href="http://bpr.org/post/climate-health-connection-wnc" target="_blank" rel="noopener">climate can affect your health</a>.</p>
<h4><strong>Retirement </strong></h4>
<p><a href="https://www.bankrate.com/retirement/best-and-worst-states-for-retirement/" target="_blank" rel="noopener">Best And Worst</a> States To Retire To</p>
<h4><strong><a href="https://coachema.com/reverse-mortgage-strategies/">Reverse Mortgage Information For Retirement</a></strong></h4>
<p>The post <a rel="nofollow" href="https://coachema.com/research-tools-moving-out-of-state/">Research Tools For Moving Out Of State</a> appeared first on <a rel="nofollow" href="https://coachema.com">Coach Ema</a>.</p>
]]></content:encoded>
					
					<wfw:commentRss>https://coachema.com/research-tools-moving-out-of-state/feed/</wfw:commentRss>
			<slash:comments>0</slash:comments>
		
		
		<post-id xmlns="com-wordpress:feed-additions:1">1858</post-id>	</item>
		<item>
		<title>Entrepreneurs Rule And They Always Will!</title>
		<link>https://coachema.com/entrepreneurs-rule-and-they-always-will/</link>
					<comments>https://coachema.com/entrepreneurs-rule-and-they-always-will/#respond</comments>
		
		<dc:creator><![CDATA[2ema@comcast.net]]></dc:creator>
		<pubDate>Fri, 11 Sep 2015 23:51:09 +0000</pubDate>
				<category><![CDATA[Building Wealth]]></category>
		<category><![CDATA[Business & Career]]></category>
		<category><![CDATA[Entrepreneurs]]></category>
		<category><![CDATA[Fulfilling Life Purpose]]></category>
		<category><![CDATA[Life Coaching]]></category>
		<category><![CDATA[entrepreneurial Titans]]></category>
		<guid isPermaLink="false">http://www.coachema.com/?p=869</guid>

					<description><![CDATA[<p>Entrepreneurs Rule And They Always Will The Men That Built America They became the titans of America&#8217;s Industry, each one becoming the richest man in America at one time. Cornelius Vanderbilt built the infrastructure across the United States with the Railroad and built Grand Central Depot in New York. He became the richest man in [&#8230;]</p>
<p>The post <a rel="nofollow" href="https://coachema.com/entrepreneurs-rule-and-they-always-will/">Entrepreneurs Rule And They Always Will!</a> appeared first on <a rel="nofollow" href="https://coachema.com">Coach Ema</a>.</p>
]]></description>
										<content:encoded><![CDATA[<figure id="attachment_870" aria-describedby="caption-attachment-870" style="width: 300px" class="wp-caption alignright"><a href="https://mlov7vnafufb.i.optimole.com/cb:lYXc.84f/w:auto/h:auto/q:mauto/ig:avif/http://www.coachema.com/wp-content/uploads/2015/08/John_Pierpont_J._P._Morgan.jpeg"><img decoding="async" class="wp-image-870 size-medium" src="https://mlov7vnafufb.i.optimole.com/cb:lYXc.84f/w:300/h:237/q:mauto/ig:avif/http://www.coachema.com/wp-content/uploads/2015/08/John_Pierpont_J._P._Morgan.jpeg" alt="entrepreneurs,historical,Titans" width="300" height="237" /></a><figcaption id="caption-attachment-870" class="wp-caption-text">J.P. Morgan &#8211; An American Titan</figcaption></figure>
<p><span style="font-size: large;">Entrepreneurs Rule And They Always Will</span></p>
<p><strong>The Men That Built America</strong></p>
<p>They became the titans of America&#8217;s Industry, each one becoming the richest man in America at one time.</p>
<ol>
<li>Cornelius Vanderbilt built the infrastructure across the United States with the Railroad and built Grand Central Depot in New York. He became the richest man in history.</li>
<li>Andrew Carnegie became a self-made steel tycoon. At the age of 65, Carnegie decided to spend the rest of his days helping others by building libraries and making donations to education.</li>
<li>J.P. Morgan went from buying railroads to bailing out the U.S. Government. He went from rich to richer.</li>
<li>Henry Ford&#8217;s Model A shaped the future of America society, by building affordable cars to the masses.</li>
</ol>
<p><strong>Shared Interest And Strengths of The Titans</strong></p>
<ul>
<li>The believed in building an idea with a sense of destiny, foresight and determination.</li>
<li>They saw possibilities where others didn&#8217;t.</li>
<li>They continued to show courage during the constant changes in the marketplace and in the climate that threaten the empires they built.</li>
</ul>
<p>They never would have guessed what they would accomplish in thirty years. And neither do we! We don&#8217;t know where our vision will takes us, when we start out to build an idea into a reality. Once the idea is birthed it has a life of it&#8217;s own and can take us on a journey never foreseen.</p>
<p>Become the entrepreneur you have always envisioned, with a little help success is just around the corner. Start today getting the business coaching you need to move forward. Call Ema at 415-409-9264.</p>
<p style="text-align: center;"><strong>The 15 Characteristics of Effective Entrepreneurs</strong></p>
<p><iframe class="youtube-player" width="640" height="360"  src="about:blank" data-opt-src="https://www.youtube.com/embed/sOjeQV5pHh4?version=3&#038;rel=1&#038;showsearch=0&#038;showinfo=1&#038;iv_load_policy=1&#038;fs=1&#038;hl=en-US&#038;autohide=2&#038;wmode=transparent" allowfullscreen="true" style="border:0;" sandbox="allow-scripts allow-same-origin allow-popups allow-presentation allow-popups-to-escape-sandbox"></iframe></p>
<h1 class="yt watch-title-container"></h1>
<p>The post <a rel="nofollow" href="https://coachema.com/entrepreneurs-rule-and-they-always-will/">Entrepreneurs Rule And They Always Will!</a> appeared first on <a rel="nofollow" href="https://coachema.com">Coach Ema</a>.</p>
]]></content:encoded>
					
					<wfw:commentRss>https://coachema.com/entrepreneurs-rule-and-they-always-will/feed/</wfw:commentRss>
			<slash:comments>0</slash:comments>
		
		
		<post-id xmlns="com-wordpress:feed-additions:1">869</post-id>	</item>
		<item>
		<title>Tips On Using Reverse Mortgage Strategies</title>
		<link>https://coachema.com/reverse-mortgage-strategies/</link>
					<comments>https://coachema.com/reverse-mortgage-strategies/#respond</comments>
		
		<dc:creator><![CDATA[2ema@comcast.net]]></dc:creator>
		<pubDate>Sat, 02 May 2015 22:45:40 +0000</pubDate>
				<category><![CDATA[Building Wealth]]></category>
		<category><![CDATA[reverse mortgage strategies]]></category>
		<guid isPermaLink="false">http://www.coachema.com/?p=546</guid>

					<description><![CDATA[<p>Tips On Using Reverse Mortgage Strategies Creating Retirement Income, Now Instead of “Last Resort” In retirement the focus shifts to create income perhaps from what one has acquired. Borrowers with upcoming mortgage adjustment rates need to review their finances, for options avoiding higher monthly expenses and at the same time focusing on the need to [&#8230;]</p>
<p>The post <a rel="nofollow" href="https://coachema.com/reverse-mortgage-strategies/">Tips On Using Reverse Mortgage Strategies</a> appeared first on <a rel="nofollow" href="https://coachema.com">Coach Ema</a>.</p>
]]></description>
										<content:encoded><![CDATA[<figure id="attachment_548" aria-describedby="caption-attachment-548" style="width: 300px" class="wp-caption alignright"><a href="https://mlov7vnafufb.i.optimole.com/cb:lYXc.84f/w:auto/h:auto/q:mauto/ig:avif/http://www.coachema.com/wp-content/uploads/2015/05/Reverse.jpg"><img decoding="async" class="wp-image-548 size-medium" src="https://mlov7vnafufb.i.optimole.com/cb:lYXc.84f/w:300/h:300/q:mauto/ig:avif/http://www.coachema.com/wp-content/uploads/2015/05/Reverse.jpg" alt="reverse,mortgage,strategies" width="300" height="300" /></a><figcaption id="caption-attachment-548" class="wp-caption-text">Creating Retirement Income</figcaption></figure>
<p><span style="font-size: large;">Tips On Using Reverse Mortgage Strategies</span></p>
<p><strong>Creating Retirement Income, Now Instead of “Last Resort”</strong></p>
<p>In retirement the focus shifts to create income perhaps from what one has acquired. Borrowers with upcoming mortgage adjustment rates need to review their finances, for options avoiding higher monthly expenses and at the same time focusing on the need to create income flow.</p>
<p>Many people retiring find it hard to qualify for straight financing as income has decreased and they don’t fall into the correct income ratio to borrow funds. It can take a great deal of research to find alternatives.</p>
<p>One option to consider is a reverse mortgage. While it may feel like upside down thinking. Thinking differently and being open-minded could lead to new resources not previously considered. Reverse mortgages are very different from a straight-up 30 year mortgage and it can take some time to understand all the aspects involved.</p>
<p>While reviewing the option of a Reverse Mortgage the future years are also reviewed which can be daunting for people. There are many facets to understand.</p>
<p>Reverse Mortgages have gone through recent changes and are not what most people assume. Most people have entirely the wrong information to share when asked about a reverse mortgage. When looking for the correct information, it’s best to speak with people who have an expertise in the field and are willing to look at your unique situation.</p>
<p>Take as much time as you need and dig deep to get questions answered and only move forward if you understand what you are entering into.</p>
<p>Here are some <strong>great resources for researching reverse mortgages and retirement planning</strong>.</p>
<ul>
<li><strong>Retirement Planning</strong></li>
</ul>
<p><a href="http://toolsforretirementplanning.com/2015/04/22/saltertakeittoday/" target="_blank" rel="noopener">Tom Davison, Tools for Retirement Planning</a></p>
<p><a href="https://tcbdavison.files.wordpress.com/2015/05/tomlinson-20150414-advisors-perspectives.pdf" target="_blank" rel="noopener">Joe Tomlinson, Advisors Perspective</a></p>
<ul>
<li><strong>California Reverse Mortgage Expert </strong></li>
</ul>
<p>Mary Jo Lafaye with Security 1</p>
<ul>
<li><strong>Consumer Reports</strong></li>
</ul>
<p><a href="http://www.consumeraffairs.com/reverse-mortgages/" target="_blank" rel="noopener">Best Rated Reverse Mortgages</a></p>
<p>The post <a rel="nofollow" href="https://coachema.com/reverse-mortgage-strategies/">Tips On Using Reverse Mortgage Strategies</a> appeared first on <a rel="nofollow" href="https://coachema.com">Coach Ema</a>.</p>
]]></content:encoded>
					
					<wfw:commentRss>https://coachema.com/reverse-mortgage-strategies/feed/</wfw:commentRss>
			<slash:comments>0</slash:comments>
		
		
		<post-id xmlns="com-wordpress:feed-additions:1">546</post-id>	</item>
	</channel>
</rss>
